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* Soft credit check may be needed but will not affect your credit score. When applying, a soft credit check may be needed, but will not affect your credit. You need a score of or more for the approval of an Amazon Store Card. However, when you submit an application, a hard credit inquiry will be placed, which may impact your credit score. Why do I need to provide the last four digits. Ask each vendor for business credit you're considering about their minimum purchases in dollars required for credit bureau reporting. Verify which credit. When creditors see a “good” credit score, it tells them that you have a Help us improve your Amazon Secured Card experience. Click Here to leave.